Designing a Retirement Lifestyle That Works for You

When most people think about retirement, they imagine the number in their bank account. But what if we told you that the most successful retirements start not with your balance—but with your vision?

At Compass Wealth Professionals, we believe retirement is about more than just financial security. It’s about designing a life that brings you joy, purpose, and peace of mind. Whether that means traveling the world, starting a passion project, moving closer to family, or simply having the freedom to wake up without an alarm, your retirement plan should reflect the life you want to live—not just the assets you’ve accumulated.

Start With the Life You Want

Before diving into numbers, we encourage our clients to ask: What does an ideal day in retirement look like for me?
Are you living in the same home or downsizing to something more manageable?
Do you want to work part-time for fulfillment or stop working altogether?
Are there hobbies or goals you’ve always wanted to pursue?

These questions are more than lifestyle preferences—they shape the very foundation of your retirement strategy. By getting specific about your dreams, we can align your financial plan to support them in a sustainable and realistic way.

Build a Plan That Supports That Vision

Once your goals are clear, it’s time to build a strategy around them. We’ll look at:

• Income Planning: How much will you need each month to fund your lifestyle—and how can your investments provide that reliably?

• Healthcare Costs: Will your plan cover rising medical expenses, long-term care, or Medicare supplemental insurance?

• Location and Housing: Does your plan account for moving, downsizing, or maintaining two residences?

• Taxes and Withdrawals: Are your withdrawals optimized to minimize taxes and extend the life of your savings?

• Legacy Planning: Do you want to leave something behind for family, charities, or your community?

We take a comprehensive view of your resources—Social Security, pensions, retirement accounts, insurance, and other assets—to create a plan that not only protects your nest egg but helps you use it meaningfully.

Retirement, Your Way

There’s no one-size-fits-all approach to retirement. At Compass Wealth Professionals, we help you define what your retirement looks like—and then guide you through the steps to make it a reality.

Because when you retire with a plan that reflects your values, dreams, and goals, you don’t just step out of work. You step into freedom.